Standard Chartered Journey Card

Standard Chartered Journey Card

3 miles

per S$1 for selected bonus categories

2 miles

per S$1 for overseas spends

1.2 miles

per S$1 for local spends

Quick Facts

Other Facts and Eligibility

  1. Aged: 21 – 65 years
  2. Minimum annual income: S$30,000
  3. Minimum annual income: S$60,000 for Foreigners
  4. Must hold a Singapore Employment Pass
  5. For existing SC customers

    No documents are required. However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

  6. For Singpass holders applying with myinfo, No documents are required

  7. Non Singpass holders prepare the following documents . – Copy of Passport (with at least 6 months’ validity) – Copy of your Employment Pass (with at least 6 months’ validity)
  8. Any ONE of the following documents:
    (i) Latest utility bill, rates or tax bill
    (ii) Latest bank / credit card statement (e-Statements are accepted)
    (iii) Rental agreement showing your address
    (iv) Latest mobile phone statement or pay-TV statement
    (v) Letter from employer stating current address
    (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)
  9. Finance Charges

    Effective Interest Rate (“EIR”): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.076% from the respective transaction dates for all transactions to the date the payment is received.

    Cash Advance

    Your cash advance fee per transaction is 8% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.

    Late Payment Charges

    A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.

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  • Interest rate of 26.90%
  • Two lounge visits per year.
  • Travel insurance coverage of S$500,000
  • There is no expiry on the rewards points.
  • S$0 foreign transaction fee for overseas spend 
  • Bonuses on online groceries, food delivery and transport


  • 3,000 Miles cap limit per statement cycle
  • Minimum transfer blocks of 10,000 miles for KrisFlyer
  • Remaining 35,000 miles offer subject to min. spend
  • For Foreigners, the Minimum Annual Income Is on the higher end as compare  to most cards.

How To Apply

Here are 3 simple steps that needs to be taken to apply for the card

Step 1

Click on the Apply Now button and you will be redirected to the SingSaver website.

Step 2

Fill your email address

Step 3

Select the relevant options and fill up the questionaire . Apply for your favourite credit card.

Frequently Asked Questions

How much is is the Late Fee Payment?

Late Fee Payment is S$100

Is there a Cap?

There is no cap. You can continue to earn 1.2 miles for every S$1 spent locally and 2.0 miles for every S$1 spent overseas.

Are the lounges accessible using the journey card?

Yes. Two complimentary visits are allowed in a year.


What are the air miles benefits of a Standard Chartered Journey Credit Card?

The benefits include:

  • Welcome gift of up to 10,000 air miles upon annual fee payment
  • 7.5 Rewards Points / 3 miles for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 5 Rewards Points / 2 miles for every S$1 spent overseas
  • 3 Rewards Points / 1.2 miles for every S$1 spent locally

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