Citi Cash Back+ Card

Citi Cash Back+ Card

Minimum Spend

NO Minimum Spend

Travel Insurance

Up To S$ 1 million

Annual Fee

First Year Waived

Quick Facts

Other Facts & Eligibility

  1. Age has to be 21yrs old or more.
  2. Singaporean/PR and Foreigners can Apply
  3. For Singaporean/PR Minimum Annual Income has to be S$30,000
  4. For  Foreigners Minimum Income has to be S$42,000.
  5. First year Card Fee is Waived.
  6. Annual Card Fee is S$196.20
  7. Interest Free Period Of 25 Days.

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  • Minimum of 1.6% cash back
  • There is no cap on it
  • Interest Free Period Of 25 Days.
  • No monthly spend required. 
  • Easy to Redeem the Cash Rebates via SMS.
  • If Travel tickets are charged to the cash back + credit card, up to S$1 million coverage is included.


  • An Annual Fee of S$196.20 
  • A Cash advance charges of $15 or 6% of the withdrawn amount
  • Beneficial for High Spenders.

How To Apply

Here are 3 simple steps that needs to be taken to apply for the card

Step 1

Click on the Apply Now button and you will be redirected to the SingSaver website.

Step 2

Fill your email address .

Step 3

Select the relevant options and fill up the questionaire . Apply for your favourite credit card.

Frequently Asked Questions

How do I redeem Citibank Cash Back Plus cash back in Singapore?

You can either log in to the Citi Mobile App or via SMS 

What are the cash back benefits of a Citi Cash Back+ Credit Card?

There is no minimum spend.

You can redeem the cash back via SMS.

Daily cash back of 1.6%. 

Is there a fee for applying the card? Citi Cash Back+ Credit Card?

For the first  year there is no fee. After that there is a fee of S$196.20 annually. 

Is there any minimum spend on the Card?

There is no minimum spend on the card. 

Is there cap on the cash back earned?

No. There is no cap on the amount earned. The sky is the limit. The more you spend, the more you earn cash back.

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